◢The Final Balance ledger closed Open the partner account
paid
Affiliate disclosure. The partner link in the masthead and in the band beside the copy on this page is a sponsored link to a partner operator, and this site may be paid if you open an account through it, at no extra cost to you. It carries rel="sponsored noopener" and opens in a new tab. A page about what happens to an account after a death should not leave its own funding unsaid: one link funds the site, no operator is named, rated or recommended anywhere on it, and no operator is described by any figure on it.
The Final Balance / Legal
Risk warning, disclosure and scope

Legal and risk warning

This page carries what the desk owes its reader: the warning, the disclosure and the boundary of what it is for. It is short, and it is meant to be read once.

Desk spec
age
18+
funding
one link
advice
none given
ranking
none
the authorityThe document that lets an operator deal with an estate. Of 600 sampled claims, 372 were made on a grant of probate, 148 on letters of administration after an intestacy, 54 under a small-estate exemption, and 26 were refused for producing none of them.
the balance layersWhat the number on the statement is made of. The mean sample balance is 412.60: 318.40 of real money, 61.90 of a bonus whose wagering was never met, and 32.30 of stakes sitting in open bets. Only the real money and the settled bets reach the estate.
the clockThe time the claim takes. A median 9 days from the death to notification, 61 days from notification to a grant being proved and 23 days from there to release, so 84 days from notification and 93 from the death; nine claims in ten close within 310 days.
Direct answer

This site is 18+ explanatory content about how a gambling account is handled after a death. It is not legal, probate or tax advice, it names and ranks no operator, and it is funded by one disclosed sponsored partner link. Gambling carries a real risk of loss including the loss of money you need; help is available and is named below.

Risk warning. Gambling carries a real risk of loss, and the harm that follows from it can outlast the money. Never commit money you cannot afford to lose, never borrow to gamble and never chase a loss. This desk describes a process that happens after a death; it is not a reason to gamble and nothing on it is a route to recovering money from anyone.

The disclosure

Every page of this site carries a sponsored link to a partner operator, marked rel="sponsored noopener" and opening in a new tab. If a reader opens an account through that link, this site may be paid, at no extra cost to the reader. Nothing else on the site is monetised: there is no advertising, no sponsored content, no ranking and no recommendation of any operator, and no operator is named anywhere on it.

The subject of this desk makes the disclosure worth reading twice, because a page about a bereavement claim should not be mistaken for encouragement. It is not. The link is a funding mechanism that sits in the masthead and the footer of a page set that explains a process, and it is labelled as such on every page it appears on.

What the desk is, in figures

The desk's own numbers, as stated on its pages
ClaimFigureWhere it is shown
Invented samples10The overview and the numbers page
Estates in the event sample1,240The event and the deadline
Mean balance and mean release412.60 and 346.56The balance and the arithmetic
Share of the balance released84.0%Derived from the two figures above
Bonus forfeited across the sample76,756.0015.0% of the gross balance
Real estates, operators or balances described0Every figure is derived from invented samples
the scope, in one calculation samples = 10, all invented estates modelled = 1,240 observed estates = 0 operators named = 0 jurisdictions described = 1 hypothetical, unnamed advice given = none the entire series of figures on this site is illustrative: no number on it was measured from a real account, estate, executor, court, operator or regulator.
the risk warning, in money the desk models a balance of 412.60 released to an estate a balance is money that was deposited, and most of it is lost: an expected return materially below the amount staked means the mean account does not grow, and the desk assumes it did not. so the only arithmetic this page offers is that a balance is a residual rather than a return: money that is still there is money that was not spent, not money that was earned.
Where to get help
  • Free and confidential support for gambling harm exists in most countries, for players and for the people around them.
  • Deposit limits, loss limits, session timers, reality checks, time-outs and self-exclusion are set inside an account, not on a page about them.
  • Free debt advice exists alongside gambling support and is separate from it.
  • If you are dealing with an estate and the process here is overwhelming, a solicitor or a citizens-advice service is the right next call.

Read next

AboutHow the desk is builtOverviewThe desk in one pageQuestionsThe questions, in fullNumbersEvery figure in one place